It makes a tremendous difference in the ability of congregations to transform if they have not painted themselves into a corner regarding long-term financial obligations. Typically, congregations obligate themselves to long-term facilities costs. It is not the initial cost of the facilities. It is the long-term costs of utilities, maintenance, replacing of equipment, and major retrofitting at some future date of the facilities.
When congregations have not prepared themselves for these costs then it becomes a pay-me-now or pay-me-later situation. If they are unable to pay-me-later, then portions of their facilities may need to be closed.